Tuesday, June 12, 2012

Please go to the following website to see a newer version of this evidence that has been submitted to the House Oversight Committee and the Senate Judiciary Committee.

After reading the first 97 sentences in the introduction please call Representative Marsha Blackburn’s office and leave a message for her assistant Ms. Parker requesting that Mrs. Blackburn be told in person that you would like an immediate investigation and resolution of the evidence presented by Barry Schmittou. The number is 931-503-0391.
Here is the website with all the new evidence combined with what is on this website :
You may also email a request for an investigation. Please only send to the first email address once :

Tuesday, January 17, 2012

Stop Deadly Organized Corporate Crimes Including :

(1)        Murderous Drug Money Laundering and Bid Rigging Including Wachovia Bank Laundering $378 Billion, and Bank of America Laundering $3 Billion and No One Was Prosecuted !!

NBC Links Prove A 12 year Old San Diego Boy Was Kidnapped and Forced To Decapitate Four People For the Cartels !!

40,000 Murders Have Occurred Since 2006 !! 35 Bodies Were Recently Dumped in Front of a Busy Mall !!

Many People are Disemboweled and Hung from Mexican Bridges !!

American Farmers on the Border Are Moving Their Families Off of Their Farms and Wearing Bullet Proof Vests !!

(Please read this entire document before clicking on links below)

Obama Has Received Huge Contributions From Many of the Corporate Criminals as Seen in Exhibit C of the Federal Court filing I posted at :

(2)        Multiple Counts of Bid Rigging By JP Morgan, AIG, MetLife, Prudential and Others That Are Linked Below !!

(3)        Stop MetLife, AIG and Other Insurance Companies From Rigging Bids To Increase Sales of Health and Workers’ Comp Policies While Ignoring Life Threatening Medical Conditions Including Multiple Sclerosis, Cancer and Cardiac Conditions of Many Patients and Destroying the Lives of Thousands of Injured and Disabled Americans, and Injured War Zone Contractors As Seen in the Links Below !!

Evidence Links

Section 1

Wachovia Bank Laundered $378 Billion Dollars for Drug Cartels !! No one at Wachovia Was Prosecuted By Obama’s Administration !!

Obama, Hillary Clinton and other politicians received $1,268,970 in Contributions from Wachovia and its Employees!!

Wachovia Paid $110 Million in Fines Which is only 1/3 of one percent of the $378 Billion of Money They Laundered !!

Here’s a quote from England’s Guardian Observer News:

“At the height of the 2008 banking crisis, Antonio Maria Costa, then head of the United Nations office on drugs and crime, said he had evidence to suggest the proceeds from drugs and crime were “the only liquid investment capital” available to banks on the brink of collapse. “Inter-bank loans were funded by money that originated from the drugs trade,” he said. “There were signs that some banks were rescued that way.”

Bank of America laundered drug money too. The New York Times wrote :

“Bank of America acknowledged its lax operations allowed South American money launderers to illegally move $3 billion through a single Midtown Manhattan branch, closing the latest illicit-finance investigation brought by Robert M. Morgenthau, the Manhattan district attorney. No indictment was sought “because we don’t want to put banks out of business,” Mr. Morgenthau said.”

Leaders of both political parties are protecting deadly campaign contributors by pretending they are too big to prosecute !! Drug money has so much control of the worlds governments and financial institutions I believe every human being who has ever died due to their addiction is actually a murder victim because powerful drugs that many humans cannot resist have been willfully flooded into the U.S. and world for many decades !!!!

A 12 year old San Diego Boy was recently kidnapped in Mexico by a drug cartel. He was forced to decapitate four people !!!!!!

Please view this entire document before clicking on links.

For the decapitation video and story please go to :

Bloomberg news wrote :

“It’s the banks laundering money for the cartels that finances the tragedy,” says Martin Woods, director of Wachovia’s anti-money-laundering unit in London from 2006 to 2009. Woods says he quit the bank in disgust after executives ignored his documentation that drug dealers were funneling money through Wachovia’s branch network.

“If you don’t see the correlation between the money laundering by banks and the 22,000 people killed in Mexico, you’re missing the point,” Woods says.

“I am sure Wachovia knew what was going on,” says Jose Marmolejo, who oversaw the criminal investigation into Wachovia’s customers in Mexico. “It went on too long and they made too much money not to have known.”

CNN wrote :

“Two mangled bodies hanging like cuts of meat from a pedestrian bridge. A woman was hogtied and disemboweled, her intestines protruding from three deep cuts on her abdomen. Attackers left her topless, dangling by her feet and hands from a bridge in the border city of Nuevo Laredo. Mexico’s notoriously ruthless drug gangs regularly hang victims from bridges and highway overpasses.”

Here’s a quote from Huffington Post :

MEXICO CITY — Suspected drug traffickers dumped 35 bodies at rush hour beneath a busy overpass in the heart of a major Gulf coast city as gunmen pointed weapons at frightened drivers. Mexican authorities said Wednesday they are examining surveillance video for clues to who committed the crime.”

(end of quotes)

Farmers on the border live in great fear as seen in these quotes from an NBC Story linked at :

"I'm a citizen of the United States. This is supposedly sovereign soil, but right now it's anybody's who happens to be crossing here," he said. "I'm a little nervous being here right now. Definitely don’t come down here after dark."
The farmer said a federal law enforcement agent told him to buy a bulletproof vest to use while working in his fields. Whenever he goes out to survey his agricultural operations, he always tells his office where he is headed, and he has purchased a high-powered rifle."

"One of the basic points of the federal government is to protect the people of this nation to secure the border, and they're not doing that," he complained.

"The Obama administration and many local officials have said the U.S.-Mexican border is safer than ever and that reports of violence on the American side are wildly exaggerated. But the farmer scoffed at that argument. "I walk this soil every day and have since I was old enough to come out on my own," he said. "In this part of Texas, it is worse than it's ever been."
Moving families to safer ground
"A report recently released by the Texas commissioner of agriculture said cross-border violence was escalating. "Fear and anxiety levels among Texas farmers and ranchers have grown enormously during the past two years," the report said, adding that some “have even abandoned their livelihoods to move their families to safer ground."

(end of quotes from MSNBC)

(In the recent Gun Walking scandal, Obama’s ATF allowed the Mexican cartels to smuggle thousands of guns into Mexico. CBS indicated there are now 35,000 murders associated with the drug cartels and these guns are being found at crime scenes and murders in the U.S. !! )

American Express Bank International and Western Union also laundered drug money and no one was prosecuted.

When considering Wachovia’s $378 Billion laundered, please remember that on 5/13/2010 USA Today wrote :

"To date, Pentagon spending in Iraq has reached $620 billion, compared with $190 billion in Afghanistan."

So, the $378 Billion that Wachovia laundered provided some of the most heinous mass murderers in world history with money equal to the funding of the entire Afghanistan war or half of the Iraq war, and no one was prosecuted !!

Also remember the largest deal Boeing Aircraft ever made is $18 Billion as seen in these quotes from CNN :

“NEW YORK (CNNMoney) -- Boeing and Emirates Airlines have signed an $18 billion deal -- the largest deal in the aircraft manufacturer's history -- to supply the airline with 50 aircraft, with options to expand the deal even further.”

Increase in Legal U.S. Gun Sales to Mexico is Arming Cartels. Later please see :

Evidence Section 2

AIG, JP Morgan Chase, MetLife, Prudential, Unum, rigged huge bids and no one was prosecuted as seen at :


Evidence Section 3

Identical insurance company crimes are destroying the lives of (1) injured workers (2) disabled Americans and (3) citizens filing health care claims (4) and War Zone Contractors!!
Professor Joseph Belth from Indiana University wrote :

"They've turned Erisa on its head,"  "It was supposed to protect employees, and it's being used to protect insurers."

"The most important federal insurance regulation of the past generation is ERISA," says Tom Baker, deputy dean of the University of Pennsylvania Law School in Philadelphia. "If ever a law backfired for the public, ERISA is the perfect example."

John Marshall Law School Professor Mark Debofsky wrote:

“empirical evidence is now available that shows insurers operating under ERISA have systematically engaged in the wrongful denial of claims. Cases of abusive benefit denials involving other disability insurers abound.

“MetLife and its henchmen” is an exact quote written by U.S. District Judge Richard Enslen in a Disability case linked later.

WFAA - TV in Dallas wrote this about Workers Comp :

“a remarkable number of Texans committed suicide because they could no longer endure the pain caused by their injuries and they had been repeatedly turned down for worker’s comp care. Some insurance companies send peer review doctors medical files “stripped” of records important to the possible approval of workers’ comp claims.”

** During the time period of the suicides AIG rigged billions of dollars in bids to increase sales of Workers Comp policies; No one was prosecuted by the Bush administration !!!!

Identical crimes are also being committed against severely injured War Zone Contractors.This Spring I was contacted by an Iraq War Zone Contractor who had his leg, fingers and toes blown off in a car bomb blast. Here are exact quotes :

“The Sheriff repossessed my wheelchair because CNA Global Insurance stopped payment on the check that they issued to the suppliers and my life really started spiraling out of control”

“I am sleeping on the floor on a mattress in the living room with my Night care Assistant sitting on a chair next to my mattress. I have to use a bucket and a bottle to urinate in the evenings.”

Here are quotes from a ProPublica article :

“CNA’s failure to pay out benefits underscores the continuing problems with the Defense Base Act, essentially the workers compensation system for overseas federal contractors.”

“Workers fought long battles for medical care, including such things as prosthetic devices and treatment for post-traumatic stress disorder. The Labor Department seldom took action to enforce the law. Labor officials can recommend cases for prosecution to the Justice Department–but have only done so once in the past two decades, according to Labor officials.”
(end of ProPublica quotes)
More details of identical crimes in five types of insurance at  : 
AIG, MetLife, Prudential, and Unum Insurance Have All Received Multiple Non Prosecution Agreements !!!! JP Morgan Rigged Municipal Bids in 31 States, and No One Was Prosecuted !!!!

Please view :

Quotes from Numerous Federal Court Judges Prove Insurance Company Doctors’ ignore life threatening medical conditions including Brain lesions and Multiple Sclerosis, cardiac conditions of many patients, and a foot that a new mother broke in 5 places, and also endangering multiple psychological patients !!

The Judges quotes can be seen at the following website :

Here are four examples :
In the case of Brenda Zanny, U.S. District Judge Richard Enslen wrote :

"Metlife and its henchmen should appreciate that such conduct may itself precipitate the suicide death of a person who has placed implicit trust in their organization. This record is an open indictment of MetLife’s practices and treatment of the mentally-ill and long-term disability benefits."

“MetLife should investigate the conduct of Mr. Kooi to insure that its agents are not either wittingly or unwittingly subjecting mentally-ill claimants to untoward risks of suicide death or other preventible injury.”

Judge William Acker asked Metlife this question about cardiac patient Frank Blankenship :

"Can a heart patient with angina, working under severe stress, be expected to earn up to 60 percent of what he earned before his heart condition, that is, until he drops dead?"

In the case of Wright verses Metlife U.S. Magistrate Judge Jennifer Guerm wrote these quotes :

"MetLife relied on clearly erroneous findings of fact in making its benefit determination. MetLife’s review of Plaintiff’s appeal consistently omitted or misrepresented relevant information in several ways. On October 18, 2004, Dr. Barnett wrote a letter to MetLife stating:

"I am gravely disturbed by your misrepresentation of the facts with regard to my discussion with your independent physician consultant and your lack of due diligence in collecting further medical information regarding Mr. Wright’s health condition. Indeed, Mr. Wright has ongoing cardiac disease including ischemia and loss of function due to previous myocardial infarctions."

** Please remember I found all of these case quotes searching Google, and less than one percent of cases are posted on the internet !!!!

U.S. District Judge Nancy Gertner won the Thurgood Marshall Award of the American Bar Association in 2008. 

Here’s three important quotes Judge Gertner wrote about Metlife: 

“It misquoted Whitehouse’s doctors and cherry-picked or took out of context statements made. The denials continued to press factual inaccuracies even after being informed of the errors.”

“Perhaps most egregious of all, it misquotes Dr. Bhan as stating that Whitehouse “[was] able to function” AR 116 when, in fact, he said “she was not able to function.”

Obama and Bush’s DOL and DOJ Directors have seen this evidence but will do nothing to stop these crimes even though the patients may die before their case is heard by the Courts !!

A MetLife executive and private attorney and the law firm he works for made large contributions to Obama and then signed non prosecution agreements for bid rigging to increase sales of health policies; At the same time nothing is being done about Doctors’ paid by MetLife ignoring life threatening medical conditions including Brain lesions and Multiple Sclerosis, cardiac conditions of many patients, and a foot that a new mother broke in 5 places.

This evidence that was also filed in Federal Court and sent certified to President Obama and his top Directors as seen at  :

** Violations of Seven Laws Repeatedly
Insurance companies are ignoring medical evidence while they have agreed to the fiduciary laws under U.S. Title 29 1104 which mandates :

“ a fiduciary shall discharge his duties with respect to a plan solely in the interest of the participants” “with care, skill, prudence, and diligence”

In exchange for agreeing to these laws the insurance companies make trillions of dollars providing health benefits to 150 million Americans, and the insurance companies cannot be sued for punitive damages !

You can see four more laws that are being violated simultaneously and repeatedly at :

The private law firms paid by MetLife’s fiduciaries have lied in multiple federal courts even though MetLife is required to act with care, skill, diligence and prudence solely for the participant.

Please view the quotes at :

Unum insurance company is committing the same claims denial crimes at the same time MetLife is, even after Unum and MetLife have received multiple Non Prosecution agreements for illegal kickbacks to promote the sales of these policies !!

On November 18th 2004 Unum Provident Insurance Company was involved in a highly publicized settlement with 48 states regarding their inappropriate claims handling practices.

Here are excerpts from the website of the Attorney General of New York :

“The investigations focused on assertions that UnumProvident had inappropriately denied claims for benefits under individual and group long-term disability insurance policies.”

“The settlement announced today requires UnumProvident and its subsidiaries: (1) to reassess approximately 200,000 claims that previously had been denied; (2) to completely restructure their claim handling procedures to ensure objectivity and fairness; and (3) to pay a $15 million fine.”
(end of quotes)

Just like Metlife, Unum is still violating the law even after receiving a non prosecution agreement.

Here are quotes from U.S. District Judge Barbara Crabb who wrote the following in August 2009 about the defendant Unum Insurance : 

“Defendant conducted an extensive review of plaintiff's claim and retained a functional capacity evaluator to undertake an evaluation of plaintiff, but it did not explain why it chose to give greater weight to the opinions of four of its consulting physicians over the results of the evaluation.

What is much less clear is why the reviewer chose to believe four doctors who had never seen plaintiff and disbelieve the independent functional capacity evaluator it had retained and who had observed plaintiff closely as she tested him. It is no more clear why Dr. Sternbergh would ask for a functional capacity evaluation and then conclude from it that plaintiff could tolerate standing all day, when the evaluator had reached a different opinion."

(end of quotes)
 Three Judges’ Prove Lawyers Lying In Court To Deny Very Sick Patients Claims

Adding to the proof of being treasonous enemies of the U.S., the private law firms paid by MetLife’s fiduciaries have lied in multiple federal courts even though MetLife is required to act with care, skill, diligence and prudence solely for the participant.

Please view the quotes at :

U.S. Judge Writes MetLife Trained Agents To Ignore Evidence

In the case of Solomon v. Metlife, Judge Robert Sweet wrote that Metlife trained appeals specialists to ignore evidence from the Social Security Administration (SSA). Here’s one quote from Judge Sweet :

 "In addition, as in Glenn, MetLife urged plaintiff to apply for government benefits, but then disregarded the SSA’s grant of benefits.  Indeed the appeals specialist assigned to decide Solomon’s appeal stated that she had been trained by MetLife to disregard SSA decisions and that the decision was only relevant if MetLife was paying benefits and could use it for an offset.”

I have presented quotes from four more Judges that prove MetLife has a fraudulent pattern of ignoring SSA Judges’ quotes.
They can be seen in Exhibit C at :

Exhibit D of that website has Six Cases That Prove MetLife’s Complex Fraud Regarding Vocational Determinations‏

        While MetLife ignores evidence in the disability cases just mentioned, quotes from three U.S. Court of Appeals Judges prove that MetLife “reverse engineered” and fabricated a pre existing condition so they could deny Long Term Care to a very sick man.

This proves complex fraud because fabricating conditions is the exact opposite of Metlife's ignoring conditions to deny disability claims as seen in bullet point one above.

The Judges’ quotes are posted at :

My Psychologist writes “Metlife's actions seem irresponsible, inhumane, dangerous, and reckless”

MetLife completely ignored my Long term claims for eye cancer and disability for 6 years. Please remember there have been multiple times MetLife’s violations caused me to be without money for medical treatment and surgery. They continued to ignore the claims even after they read the following quote I filed with the U.S. Court in Nashville :

 "the Plaintiff who has had cancer removed from his eye and leg and over 200 biopsies plus stitches in 100 places has no money for follow up treatment."

I was referred to a Psychologist because of the extreme stress and major depression that has been caused by MetLife and my employer who fired me four days after demanding my medical records. I received a commendable performance evaluation and a raise in salary four months before my termination.

Soon I will again have insufficient funds for living and medical treatment because MetLife has just had two more doctor’s completely ignore medical evidence including my extensive records of falls and accidents that have occurred since I developed eye cancer.
They did this even after reading my Psychologists 5/31/11 report where she wrote “Mr. Schmittou is in a desperate situation”.
Earlier she wrote how MetLife “significantly destabilized” me when three more doctors they paid ignored medical evidence !!
My Psychologist also wrote the following quotes in an urgent letter to Assistant Secretary of Labor Ms. Borzi :
"His thoughts and emotions are so troubled he describes feeling “like my brain is on fire”. I think he struggles to express the fullness of his distress."
"In light of the violations Metlife has committed against Mr. Schmittou and Metlife's awareness of the additional harm caused him, Metlife's actions seem irresponsible, inhumane, dangerous, and reckless."

(end of quotes)
After seeing this the DOL sent me a letter saying there is nothing they can do !!
To see the full Psychologist’s reports please go to :
I’m amazed that I have survived the stress from this while having so many surgeries.

DOL Violates Fiduciary Duties By Failing To Protect Claimants

The Atlanta Regional Director of the DOL EBSA wrote the following quote in a letter she mailed to me after reviewing quotes from numerous U.S. Judges’ that prove MetLife and doctors’ paid by MetLife ignore life threatening medical conditions including Multiple Sclerosis, brain lesions, and cardiac conditions :

“Please be assured that EBSA’s top priority is to protect the benefits of participants and to make sure that providers of those benefits obey the law.”

(Written on 12/10/2010 by DOL Regional Director RC Marshall)

On January 26, 2011 Department of Labor Director of Participant Response Ms. Sharon Watson sent a letter from Washington saying :

“As we previously indicated, we take the allegations you have made that MetLife has engaged in a pattern of fraudulent activities regarding your claim and other participants’ claims very seriously and have taken the information under advisement.”

Ms. Watson closed by saying :
“At this time, there is nothing more EBSA can do for you regarding your claim.”

It took me four years to get the DOL to even acknowledge and respond to the evidence I submitted.

They responded when I placed a video on YouTube where the DOL agent repeatedly said “We can’t go against MetLife”.

Here is the DOL EBSA Statement of Purpose seen on their website:
 “Under ERISA, the Secretary of Labor is responsible for protecting the rights and financial security of more that 150 million employee benefit plan participants and beneficiaries and for assuring the integrity and effective management of the private pension and welfare benefit system.”

In spite of this responsibility the DOL and DOJ have done absolutely nothing after four years of my repeated requests to have them stop insurance companies and the doctor’s they pay from ignoring life threatening medical conditions of very sick patients !!
At the same time MetLife, Unum, Prudential and AIG insurance have all rigged bids to increase their sales of these exact Health and/or Workers Comp policies !! No one was prosecuted as seen later !!

MetLife has just had two more doctors who indicated they read the reports from my psychologist, and then they completely ignored medical evidence including my extensive records of falls and accidents that have occurred since I developed eye cancer.

MetLife did this after signing its third Non Prosecution agreement regarding the sales of the exact type of policy that I have. In the agreement the DOJ wrote :

“all MetLife employees to comply with all laws rules and regulations affecting MetLife’s business and its conduct in business affairs.”

"MetLife shall (A) commit no crimes whatsoever"

MetLife has received three non prosecution agreements for committing the same crimes in the sales of the policies, and just like Metlife. The Department of Justice wrote this in the lengthy Non Prosecution agreement that is seen at :

“It is further understood that MetLife has offered and made restitutionary payments  to group policy holders”
I am very concerned that the Department of Justice and Department of Labor may be engaged in a treasonous adhering to enemies as mentioned in U.S. Title 18 § 2381. Treason

They provide restitution for the businesses that bought the policies, but they will do nothing for the very sick and dying claimants who are having their lives destroyed by MetLife and other insurance companies like mine and so many more have been !!
The DOJ wrote that they agreed to the Non Prosecution because of :

“cooperation with the DOL, IRS, FBI and USPIS in uncovering related fraudulent conduct; substantial and continuing remedial efforts, including the company’s agreement to maintain a set of internal controls, including comprehensive compliance standards and procedures”

Nothing can be further from the truth and the DOL and DOJ will do nothing to stop them !!

The DOL knows that claims delays cause stress to claimants !!

Department of Labor Chief of Policy Miranda Chiu and Loyola Law School wrote this in a booklet about Post Traumatic Stress Disorder patients like me :

“Delayed claim decisions add to the stress and anxiety of the claimants”

So the Department of Labor is very aware but they don’t care !!  Additionally, I assert the stress is life threatening when they completely ignore your claim while you have no money for medical, and food and housing and beg them for help !!

MetLife’s new disability sales brochure shows they are very aware of the “devastating” problems disabled people have just from their disability alone !!

The title of Metlife’s Brochure is :
“Everything Changed in the Blink of an Eye. Putting a Face on the Emotional and Financial Impact of Disability

Here’s a quote from MetLife,  :

“75% or more of survey respondents said their accident or illness had devastating or major effects on their lifestyles, as well as on their confidence and their emotional well-being. Clearly, there is considerable opportunity for employers to provide more effective information and guidance in order to help employees appreciate and understand the value of disability protection.”

(End of quote)

So MetLife uses the devastation caused by the disability alone as a sales tool, while MetLife is aware that the quotes from numerous Judges and my Psychologist have proven MetLife’s claims procedure violations are endangering many lives, and the DOL/DOJ will do nothing !!

There is extensive medical evidence that excess stress had devastating affects physically.

Google has 17,300,000 search results and here is a brief quote from Womans Day :

Researchers at Ohio State University have found that stress can accelerate the progression of malignant melanoma, a particularly aggressive form of skin cancer. According to TheMedGuru.com, researchers discovered that the stress hormone norepinephrine produces enzymes that stimulate blood vessels to grow in melanoma tumors, speeding up the progression and spread of the tumors.

I have had a melanoma cancer burned from my eye and another one removed from my leg, a deep tissue cancer removed from my neck this March, and cancers keep reappearing at an alarming rate. 

I am absolutely certain the stress that has been caused and continues to be caused by Metlife’s repeated violations in my case and my failure to get the DOL and DOJ to prevent this from happening to many more very sick patients has been very damaging to my physical health !! 

There have been multiple times MetLife’s violations caused me to be without money for medical treatment. Soon I will again have insufficient funds for living and medical treatment because MetLife has just had two more doctors completely ignore medical evidence including my extensive records of falls and accidents that have occurred since I developed eye cancer.

These doctors paid by MetLife did this after they read my Psychologists quotes and letters that prove MetLife knew I often wished I were dead and I had no money for Medical Treatment because they continued to ignore my LTD Disability Claim for eye cancer !!

You can see the letters at :

MetLife also refused to provide the early intervention and vocational help and help applying for Social Security that their policy requires them to do.
Their continuous violations of law and delays caused such a disruption in my life I was completely distracted from even getting proper medical treatment and there was no way I could file for Social Security while fighting Metlife’s repeated multiple violations going on at once !!

Brief examples of additional evidence I have include :
During the time that MetLife signed their third Non Prosecution agreement for rigging bids to increase sales of policies they engaged in the following complex fraud :

February 9, 2010

Metlifes Procedure Analyst Anna Monaco claims to have sent faxes to three of my doctors that I have not seen in the last eight years.

February 6th 2010

was the deadline for my doctor’s to submit comments if they did not agree with the lengthy report that was prepared by Metlife’s consultant Dr. Weber.

Dr Weber never saw me and never spoke to me.

** Please note the deadline for my doctor’s to respond occurred three days before the faxes were even sent to my doctor’s.

My doctor’s were told “if you are not in agreement with the independent consultants opinion, please submit clinical evidence in support of your conclusions.”

Since I had not seen these doctors in the last eight years they had not seen my medical records for the last eight years.

Later I learned that only one of these doctors actually received the fax from Metlife.  

You can see how MetLife completely ignored very important quotes from my doctor who did respond six weeks later. Please go to :

I am certain their lack of action is enabling the insurance companies who will destroy many thousands of lives this year !!
** I have had cancer burned from my right eye and surgery on my left eye where the eye was removed from the socket and my brain was exposed internally. A mass and bone shielding the brain were removed. I have many bloody and accidents that have been completely ignored by multiple doctors who were paid by MetLife, and the DOL does not care.

About three weeks ago I had a bad fall and was fortunate I did not break any bones. Four days later I turned into a door frame and hit my head so hard I almost knocked myself out and I had a painful bump on my forehead and pains that radiated all over my head and face. A few days later I opened a door into my forehead and had a bloodly painful cut.

I have sacrificed my life to try to stop the insurance company’s criminal violations from destroying many more lives.

During the exact time of Metlife’s violations my mother has advanced Alzheimer’s and MetLife has two more medical doctors ignoring my medical conditions. They also did this in 2008 while my father died and I needed all my abilities to help him, including while he desperately struggled for breath in his last hours.

The DOL and DOJ have received multiple letters that prove I feel a tremendous responsibility to get them to stop MetLife and the other insurers from destroying thousands more, and their refusal to stop them causes me to have nausea, nightmares like I’m in tornados, and extreme sleep problems. I have had two more tornado nightmares in the last month.

My right eye surgeon Dr. TrentWallace has banned me from calling his office because I simply asked for him to respond to MetLife’s latest report gthey sent to him, or just send them a one sentence letter saying he did not have time. MetLife’s report was written whetre a Non response meant agreement !!!
Wallace always talked to the Doctors’ paid by MetLife the same day they called, but now I am only allowed to communicate with Dr. Wallace through his attorney.

They ignored the following statement :

Dr. Wallace,


My left eye is so unstable I think we should reconsider unplugging the right eye because it is causing such distortions in the image I see, and my left eye is already struggling with nystagmus and images that pulse in sync with every heart beat.


The large number of serious falls and accidents that my visual problems have caused me to have since 2001 have not been stopped by the limitations recommended my treating surgeons and Physicians and Metlife’s consultant Ophthalmologists. Some examples are seen in the exhibit titled Falls and Accidents Short List


I am in danger because of quotes that MetLife’s consultants have attributed to you that indicate I have no limitations. These quotes have become a part of my permanent medical records with my treating physicians. There are also profound quotes from your April 2010 letter that MetLife is ignoring. These quotes are seen in the evidence exhibit titled Dr. Yanik wrote that Dr. Wallace said I have no limitations. This exhibit is seen at the end of this email and letter.

Please let me know if there anyone I should see regarding how to live safely; MetLife was supposed to provide me with early intervention and vocational help, and help applying for Social Security, but instead MetLife ignored my disability claim for years.

I believe the limitations I’ve written below are my only hope to help me lessen my falls and accidents.

(end of requests that were not answered)

Full details can be seen at :

On Page 7 of Magistrate Judge Bryant’s  Order that was filed on 1/25/07 in my civil case. Honorable Judge Bryant has written,
“In particular, plaintiff has already more than sufficiently alleged defendants’ “fraudulent” abuse of prescribed claims procedures, and his citation to criminal provisions of Title 29, United States Code are futile inasmuch as the enforcement of such provisions “is the exclusive prerogative of the Attorney General.” West v. Butler 621 F.2d, 244 ( 6th Cir. 1980)

I have been to the FBI’s office and the U.S. Attorney’s office in Nashville numerous times, and sent thousands of communications asking for help, but no one will lift one finger to help !!

Thousands of lives are being destroyed because of the Obama and Bush administrations refusal to stop these deadly crimes against very sick and dying human beings who file claims in five different types of insurance!!
I pray God will help cause someone to take action to stop these deadly crimes !!
This evidence has taken many painful years to compile, and I have much more evidence that I will post at www.additionalevidence.blogspot.com in the future when time permits !!
Barry Schmittou